Complete the secure application
Answer plain-English questions about the property, your income, and your goal. Stop any time. Your progress saves and you get a link to pick up where you left off.
About 10 minutes
Questions before you start? Call 703-799-5626
For buyers and homeowners who want a real pre-approval letter and a straight answer on rate and payment, not another lead form that disappears into a call center.
Powered by Blink, the secure digital mortgage platform provided through our national wholesale lending partners. Your information is encrypted end to end.
1996
Broker-owned since
3
States licensed: VA · MD · DC
Top 1%
National top producer
~10 min
To finish the application
How it works
No guessing about what happens next. This is the exact sequence, and Kevin is the one who calls you.
Answer plain-English questions about the property, your income, and your goal. Stop any time. Your progress saves and you get a link to pick up where you left off.
About 10 minutes
30 days of pay stubs, 60 days of bank statements, two years of W-2s, and mortgage, tax, insurance and HOA statements on any property you own. Photograph them with your phone and they go straight into the encrypted lender portal. No email attachments, no fax.
Same day
Kevin reviews the file, shops it across wholesale lenders, and calls you with real rate, payment, and cash-to-close figures, plus a pre-approval letter your agent can submit with an offer.
Usually within 24 hours
Why apply here
Pre-qualify, get fully pre-approved, make formal application, or upload documents. It’s all the same secure file.
Encrypted end to end inside the lender’s portal. Nothing sensitive travels by email.
Get interrupted, come back tonight. Your answers are still there, nothing to redo.
Photograph a pay stub and it’s filed. This is the only path with document upload built in.
A real underwritten pre-approval from a licensed broker, the kind listing agents take seriously.
Before you click
You can start with nothing but your name. This is the standard document list every lender will ask for, so gathering it now is what gets you to a real approval fastest.
Start here
Opens the Blink digital mortgage application registered to First Meridian Mortgage Corporation. Create a login, answer the questions, upload documents, and submit. It all happens in one place.
Start My Secure ApplicationAlready started? Log back in to finish or upload documents.
Programs on this application
First Meridian is a broker, so one application gets shopped across many wholesale lenders instead of one bank’s rate sheet.
$0 down purchases and streamline refinances. Veteran-owned, and Kevin pulls your COE.
Lower down payment and flexible credit guidelines for first-time and repeat buyers.
Conforming and high-balance financing for Northern Virginia and DC-area price points.
A First Meridian signature since 1996. Lower your rate without adding it to your balance.
Lower fixed period pricing when you don’t plan to hold the loan for thirty years.
Structures that put lender credit toward your closing costs instead of your cash.
Straight answers
No. You can complete and submit the application without a credit pull. Credit is only pulled when you authorize it, and that step is required before a formal pre-approval letter can be issued.
Yes. The same secure application is used to get pre-qualified, to get fully pre-approved, or to make formal application. Starting it does not obligate you to take a loan, and there is no cost.
Your progress is saved to your login. Come back on any device and continue where you stopped. You never have to re-enter answers.
Document upload lives inside the application portal, so you’ll need to create your login and complete the online application first. After that you can photograph or upload pay stubs, statements, and VA paperwork directly from your phone or computer.
First Meridian Mortgage Corporation is licensed in Virginia, Maryland, and the District of Columbia. If your property is elsewhere, call 703-799-5626 and Kevin will point you to a licensed broker in that state.
Kevin reviews submitted applications personally, typically the same business day and generally within 24 hours. If you need something faster, call or text 703-799-5626 after you submit.
Blink is the secure digital mortgage application platform provided through First Meridian’s national wholesale lending partners. The link opens the application registered specifically to First Meridian Mortgage Corporation, so your file routes directly to Kevin.
Ready when you are
Rates move daily. The sooner your file is in, the sooner Kevin can shop it and lock the best structure available for your situation.
Start My Secure ApplicationPrefer a human first? Call or text Kevin at 703-799-5626 or email kevin@firstmeridianmortgage.com.
Consent to contact. By submitting an application or contact request, you consent to be contacted by First Meridian Mortgage Corporation and Kevin Retcher at the phone number and email you provide, including by autodialed or prerecorded calls and text messages, about your inquiry and related mortgage products. Consent is not a condition of any purchase or of obtaining credit. Message and data rates may apply. Reply STOP to opt out of texts. See our Privacy Statement. This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, appraisal, and program guidelines. Rates and terms are subject to change without notice.