Your Complete Guide to the Buy Or Refinance Home

I have used First Meridian Mortgage in Alexandria Virginia several times over the past 10 yrs for refinancing and 1 new home purchase. I would not go anywhere else as Kevin always seems to offer the lowest rates, especially considering no closing costs. Kevin and his team are very professional, quick, responsive to questions and easy to work with. I have recommended him widely to friends and family, all with good results.

I have financed a home purchase and several refinancing over more than 12 years with First Meridian Mortgage. Some transactions have been easy, and others not so easy, especially in recent times with all the new banking regulations. But every time I have gotten excellent customer service from Kevin and the rest of the staff. I have referred some 20+ friends to him and every one has come back and said they had a great experience. He cares about keeping a client for the long term, not a fast buck today. He's got integrity, and really cares about the details.

Last month, I bought my first house with the help from First Meridian Mortgage. Due to my ending apartment lease, there was a 30-day time restraint that could be worrisome for many lenders/brokers, but First Meridian Mortgage was ready to close 10 days before the official closing date on the home! Truthfully, the whole loan application process went very smoothly and I couldn't be happier about it. I worked with Kevin Retcher directly, the president of First Meridian Mortgage, to find a very competitive rate that after a lot of searching could not be beat by any other lenders. Kevin definitely knows how to sell his products, and will talk your ear off, but he is also very honest and a good guy. As a first-time home buyer, I would have appreciated some more succinct explanations to my questions, but after some persistence, I got down to the answer I was looking for. Overall, I really enjoyed the experience with First Meridian Mortgage. I will definitely be working with them again in the future, and would recommend them to others.

5/3/2016 at 9:34 AM - jemay2007

Closed purchase loan.

Great Company! Kevin and his team were very helpful throughout the entire process. This was my husband's and I first home, so we had lots of questions. Kevin was happy to go over anything we wanted and answer any questions or concerns we had, making the process easy and less stressful. I would HIGHLY recommend them to anyone looking for a loan/insurance. Great experience!

Michael N.
Arlington, VA
11/25/2014

I have been extremely pleased with the service and products that I have received from First Meridian Mortgage Corporation, located in Alexandria, Virginia. The NMLS # for the firm is 180004, and should not be confused with other firms located in different states/jurisdictions by the same name. Over the past 12 years I have refinanced my home as mortgage rates declined. There was never a time or instance when I was not fully pleased with the professionalism and knowledge of the firm's principal, Mr. Kevin Retcher, as well as his entire staff. I have referred over 20 individuals to this firm and will continue to do so in the future.

Kevin Retcher and his team at First Meridian Mortgage Corporation are tops. We had initially spoken with numerous lenders and though we had settled in with USAA for our pre-approval, our realtor asked that we take a moment to discuss our intentions with Kevin. Kevin immediately identified shortfalls of the pre-approval process that we had placed our full confidence in. Kevin demonstrated a depth of knowledge that other lenders failed to, an ability to see solutions where others saw hurdles, and a committed professional investment in the process. As importantly, he and his team worked our application with determination, candor, and plain English transparency. Kevin never ceased advocating for our application. Without Kevin Retcher and First Meridian Mortgage Corporation, we would not have found ourselves buying and selling, contingency free, on-schedule, with full confidence in our approval and under the most favorable loan conditions. Applying for a mortgage loan is one of the largest financial decisions we make. Get it done – and done right - with Kevin Retcher.

7/1/2018
Woodbridge, VA

Kevin was nothing short of amazing for us. He helped us as a real estate agent as well as help us with our loan. He surpassed our expectations. His knowledge of the market place as well as his experience in looking at homes really helped in narrowing down homes that we visited. His made time for us and was very flexible with our schedules. Kevin helping us with our loan was what turned out to be the best part of it all, we bought a home and felt like we got a great deal. We are expecting a baby and his genuine concern for us really set us up for success. Thank you Kevin for all your hard work.

Thomas Carlson
November 2017

I cannot say enough good things about Kevin and Elizabeth (Kevin's loan processor). I wish we could give more than 5 stars but that's all we are allowed to give. We have worked with Kevin on 2 houses now. Even when we were just looking for a new house, he patiently answered all our questions. He helped us throughout the process. When a couple houses we were looking at fell through and we put our search on hold for a several months, no problem...
he was more than willing to wait for when we were ready. During that time, he continued to answer questions.
I highly recommend Kevin and Elizabeth. They were available, knowledge, and professional. Thanks!!

Craig Kelley
2016

Kevin and Beth were absolutely amazing in helping me secure a loan for the purchase of my house. They both did a ton of work behind the scene to make sure everything stayed on the time line that was set out. As with buying any house, issues always arise that could hinder the deal and Kevin went above and beyond to ensure those issues were taken care of. Most of the time without me even knowing which was a huge relief and one less thing to worry about. I would highly recommend Kevin to anyone looking to buy a house or get insurance.